Geotab Fleet Card on Mastercard rails. Image: Geotab.
Up to15%opportunity to save in annual fuel spend*
Average42¢/galtruck diesel savings*
Up to$250Kfraud guarantee†
Card fees$0no monthly or per-transaction card fees‡
01 / THE COST OF THE STATUS QUO
Fuel can be one of your largest and least-controlled costs.
Legacy fuel cards operate on a rearview mirror model. Fraud, slippage, and wasted spend are discovered weeks later, after the statement arrives and the money is already gone.
Up to 15% of annual fuel spend is lost to fraud, slippage, and inefficient fueling.
Fuel fraud often goes largely unchecked, including unauthorized personal vehicle fill-ups, buddy fueling, and non-fuel purchases.
Finance teams spend hours each month reconciling receipts against driver logs with no real-time data.
Drivers fuel at expensive stations too often, and tie up working capital in tanks sitting idle.
$70M
recovered by a single top-5 last-mile fleet in one pilot, from fraud prevention and fuel savings combined.
Individual results vary. See details below.
02 / HOW IT WORKS
If anything doesn’t line up, the charge never happens.
Every transaction is verified against live vehicle data before it is authorized.
1
Card stays locked
The card is inert by default. A stolen card, a skimmed number, or a copied strip buys nothing.
Declined: card is locked
2
Driver unlocks it
The driver unlocks the card from the Geotab Drive app, with the assigned vehicle present.
Requires: assigned vehicle present
3
Location is matched
Vehicle GPS is checked against the merchant’s coordinates. If the truck isn’t at the station, the charge stops here.
Declined: vehicle not at merchant location
4
Fuel level is confirmed
A dynamic check confirms the tank has room for the fuel, or the transaction is declined.
Declined: tank doesn’t have room for the fuel
✓ Approved. All checks cleared.
03 / SEE IT IN ACTION
Built for the pump, not the statement.
Built for savings. Secured by telematics. Managed in MyGeotab. Image: Geotab.
04 / ONE PLATFORM FOR FLEET EXPENSES
Four reasons to put fleet spend in MyGeotab.
A / PREVENT FRAUD
Active protection. Real-time control.
The card stays locked until vehicle proximity, merchant location, and fuel tank level all line up in real time.
Block bad charges instantlyDynamic authorization declines a purchase if the vehicle isn’t at the pump or the tank doesn’t have room for the fuel.
Shut down skimming and off-shift theftA locked card is worthless to anyone without the vehicle and the app.
Control the budget by categorySet limits by dollar amount, timeframe, spend category, merchant, or location.
Up to a $250,000 fraud guarantee†Guaranteed protection for eligible accounts.
B / LOWER FUEL COST
Every gallon, at the lowest real cost.
Fraud is half the leak. The other half is paying retail on a cost you buy thousands of times a month.
95-vehicle mixed fleet: $1,000+ saved per vehicle per year, 40¢+ per gallon average savings.
Wholesale pricing you can’t negotiate aloneSave 42¢ per gallon on average* across 4,200+ high-flow diesel truck stops, and up to $2.00 per gallon at select locations.
Savings at the corner station too5¢–20¢ per gallon* across 30,000+ local gas stations, for 34,000+ fueling locations in total.
The cheapest option, before the exitThe Geotab Drive app shows nearby in-network stations with live pricing.
Accepted everywhereOpen-loop Mastercard rails. The card works wherever Mastercard does.
C / ONE PLATFORM
One card for the whole fleet, native to MyGeotab.
No second portal. No separate login. Everything lives in MyGeotab and links to your existing groups structure.
80-vehicle OTR fleet: 6 hrs/week recovered from finance management, 10% reduction in total fuel costs.
Every vehicle class on one accountLight-duty vans and heavy-duty trucks side by side, with rules and pricing that scale to each duty class.
No new loginCards, controls, transactions, and reporting live beside the operational data you already run on.
See every dollar as it movesApproved, pending, and declined transactions in real time. Slice spend by driver, vehicle, or card.
IFTA reporting in the same placeEligible transactions and gallons by jurisdiction, without exporting to a second system.
D / SIMPLE START
Start saving in minutes.
An easy, zero-card-fee payment platform that sets up quickly and expands to support your business as it grows.
Apply in minutesPhysical cards in 3–5 days. Virtual cards available instantly to keep you moving in the meantime.
No card fees‡Free to activate and free to use. No monthly card fee, no setup fee, no transaction fee.
More than fuelMaintenance, repairs, towing, tolls, parking, and other operating expenses, each under its own control.
Add additional productsIncluding Business Expense Cards, Wallets, BNPLs, and Capital Lending.
05 / DAY-TO-DAY TOOLS
What your team and drivers actually use.
Suspicious Activities
Every flagged transaction in one tab, with date, status, reason, amount, card, driver, vehicle, merchant, and group. Admins can enable SMS notifications to drivers for declines and suspicious activity on their cards.
Spend Insights
Fuel spend, gallons purchased, and average price per gallon by group, with an AI summary of missed savings and opportunities. Sort by best or worst to see your top and bottom performers.
Find Fuel
Nearby in-network stations with live and discounted prices in the Drive app, plus navigation to the station in Apple Maps or Google Maps. MyGeotab shows a full interactive map.
06 / THE NETWORK
34,000+ fueling locations, from truck stops to the corner station.
The network includes Mobil, Exxon, Sunoco, Circle K, QuikTrip, Sheetz, Rutter’s, Kwik Trip, Murphy USA, Maverik, Casey’s, RaceTrac, QuickChek, TA, Petro, AMBEST, Roady’s, Sapp Bros., and 7Fleet.
07 / WHAT FLEETS SAVE
Results from two fleets.
80-VEHICLE OTR FLEET
10%
reduction in total fuel costs
$3,000
saved per driver per year
6 hrs
per week recovered from finance admin
95-VEHICLE MIXED FLEET
$100,000
in annual savings
$1,000+
saved per vehicle
40¢+
average savings per gallon
Results from fleets running on the payments platform behind Geotab Fleet Card. Fleet identities withheld. Individual results vary.
BEFORE YOU APPLY
Good questions. Clear answers.
What does it cost?
Geotab Fleet Card is free to activate and free to use, with no monthly card fee, setup fee, or transaction fee. Other fees may apply, and we’ll go over what applies to your account.
How fast can we get cards?
You can apply in minutes. Physical cards arrive in 3–5 days, and virtual cards are available instantly to keep you moving in the meantime.
Where is it accepted?
It runs on open-loop Mastercard rails, so the card works wherever Mastercard does. Discounts apply at in-network locations, and the Geotab Drive app shows nearby in-network stations with live pricing.
Can it cover more than fuel?
Yes. It can also cover maintenance, repairs, towing, tolls, parking, and other operating expenses, each under its own control. You set limits by dollar amount, timeframe, spend category, merchant, or location.
Does it work for light-duty and heavy-duty vehicles?
Yes. Light-duty vans and heavy-duty trucks can run side by side on one account, with rules and pricing that scale to each duty class.
We’re not on Geotab yet. Can we still use it?
The card is built around MyGeotab and live vehicle data, so tell us what you run today. We’ll go over what you would need before you commit to anything.
TALK TO FLEET WOLF
See what it could save your fleet.
Tell us a little about your fleet. A real person will follow up with next steps.
* Savings vary by fleet, route, and station. † Eligible accounts only; terms apply. ‡ No monthly or per-transaction fees; other fees may apply.
$70M and ~$35M figures: a single top-5 last-mile fleet in one 2023 pilot. Source: Geotab Fleet Card product specs; AtoB case study data (2023/2025). Individual results vary.
Geotab Fleet Card is a Geotab product. Mastercard is a trademark of its owner. Card terms and eligibility are set by the card program, not Fleet Wolf. Fleet Wolf LLC is an independent authorized Geotab reseller.
